We Buy Houses in Peekskill, NY Fast for Cash

Selling an Older Peekskill Home Without Fixing It First

Peekskill is a small city at the top of Westchester, where the Hudson bends toward the Highlands and Bear Mountain. Its downtown sits on a hill above the riverfront, and the housing around it is mostly old: Victorians, converted multi-family houses and modest frame homes on sloping streets. We buy those houses for cash in whatever condition they are in today.

Selling a century-old house to a buyer with a mortgage usually means an inspection, a repair list and a round of renegotiation, and sometimes a deal that falls apart a week before closing. Selling to us means one visit, one written price and a closing date you choose. If your house would do better listed, we will tell you. To talk it over, call (914) 610-7499.

Peekskill's Own Transfer Tax

Peekskill is one of the few Westchester municipalities with its own real estate transfer tax. The Common Council adopted it in 2010 at 1% of the sale price, and it is customarily paid by the seller, on top of the New York State transfer tax. On a typical sale that adds up to real money at the closing table, and sellers who did not know about it can be caught off guard when they see their net.

When you sell to us, the city and state transfer taxes are part of the closing costs we cover. The number in our written offer is what you plan around, less only your own mortgage payoff and any liens. For a full picture of what a regular sale costs here, see our breakdown of the cost to sell a house in Westchester.

Victorians, Multi-Families and Hills

Much of Peekskill was built well before 1978, so lead paint is likely in older homes, and many still have oil heat, old boilers, original plumbing and wiring that predates modern codes. Big Victorians have complicated roofs, porches and trim to keep up. A good number of large houses were divided into two, three or four apartments over the years, sometimes with paperwork that does not match what is there now. Add steep lots, with drainage and foundation problems that show up in a basement, and inspection reports here can run long.

We buy all of it without repairs: the house with open permits, the building with an extra unit the city has no record of, the Victorian that needs a new roof. Our article on selling with open permits or unpermitted work explains how that usually gets sorted out.

Paying Taxes to the City of Peekskill

Because Peekskill is a city rather than a village, owners pay city property taxes directly to the City of Peekskill at City Hall, 840 Main Street, in two installments due April 30 and October 31. The Finance Department answers tax questions at (914) 734-4109. Under the city's code, the comptroller can sell a tax lien on property once taxes are a year past due, or start a foreclosure to collect, and the city has filed tax foreclosure cases against properties with years of unpaid taxes.

If you have fallen behind, call the Finance Department to confirm the balance and ask about options. If a sale is the right move, everything owed is paid from the proceeds at closing and you keep what is left. Our guide for owners behind on taxes explains the steps.

Renting Out a Peekskill Building?

Plenty of Peekskill owners are small landlords, and many are tired of it: late rent, turnover, repair calls and the cost of keeping an old building up to code. We buy rentals with the tenants in place. Leases transfer to us at closing, security deposits are credited across, and you walk away without having to empty a single unit. Read our page for landlords who want out.

Where in Peekskill We Buy

Every part of the city: downtown and the streets around the Paramount Hudson Valley theater, the riverfront near Riverfront Green and the train station, the hillside blocks above Main Street, and the neighborhoods toward Blue Mountain Reservation. We also buy in Cortlandt Manor, Buchanan and Montrose, in Ossining and Yorktown Heights, and anywhere in Westchester County.